/* ── Areas of Study card grid ───────────────────────────────── */
.areas {
  background: linear-gradient(180deg, #eef5ff 0%, var(--bg) 100%);
  border-bottom: 1px solid var(--line);
  padding: 88px 0;
  scroll-margin-top: 32px;
}

.areas-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }

.area-card {
  position: relative; display: flex; flex-direction: column; gap: 12px;
  background: #fff; border: 1px solid var(--line); border-radius: var(--r-xl);
  padding: 26px 24px; text-decoration: none; overflow: hidden;
  transition: transform var(--ease), box-shadow var(--ease), border-color var(--ease);
}
.area-card::before {
  content: ""; position: absolute; left: 0; right: 0; top: 0; height: 4px;
  background: linear-gradient(90deg, var(--royal), var(--aqua));
  transform: scaleX(0); transform-origin: left; transition: transform 0.35s cubic-bezier(0.4,0,0.2,1);
}
.area-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-md); border-color: transparent; }
.area-card:hover::before { transform: scaleX(1); }
.area-ic {
  width: 50px; height: 50px; border-radius: 14px; flex-shrink: 0;
  background: var(--royal-tint); display: grid; place-items: center;
}
.area-ic svg { width: 26px; height: 26px; stroke: var(--royal); }
.area-card h3 { font-size: 1.85rem; font-weight: 800; color: var(--ink); letter-spacing: -0.01em; }
.area-card p { font-size: 1.3rem; color: var(--ink-2); line-height: 1.55; flex: 1; }
.area-card .area-go {
  display: inline-flex; align-items: center; gap: 6px; font-size: 1.3rem; font-weight: 700;
  color: var(--royal-dark); transition: gap var(--ease);
}
.area-card:hover .area-go { gap: 10px; }
.area-go svg { width: 14px; height: 14px; }

@media (max-width: 1080px) { .areas-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 560px)  { .areas-grid { grid-template-columns: 1fr; } }

/* ── Affordability / Support ─────────────────────────────────── */
.affordability {
  background: linear-gradient(145deg, var(--royal-darker) 0%, var(--royal-dark) 100%);
  padding: 88px 0;
}
.affordability-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 80px; align-items: center; }
.affordability-text h2 { color: #fff; margin-bottom: 16px; }
.affordability-text p { font-size: 1.7rem; color: rgba(255,255,255,0.82); line-height: 1.75; margin-bottom: 32px; }
.affordability-actions { display: flex; gap: 12px; flex-wrap: wrap; }

/* Stats: bordered card panel with rule-divided rows */
.affordability-stats {
  display: flex; flex-direction: column;
  border: 1px solid rgba(255,255,255,0.15);
  border-radius: var(--r-xl); overflow: hidden;
}
.aff-stat {
  padding: 28px 32px;
  border-bottom: 1px solid rgba(255,255,255,0.1);
  border-left: 3px solid var(--yellow);
  display: flex; flex-direction: column; gap: 5px;
}
.aff-stat:last-child { border-bottom: none; }
.aff-val { font-size: 3rem; font-family: 'Avenir-Black', sans-serif; font-weight: 800; color: var(--yellow); line-height: 1; }
.aff-lbl { font-size: 1.4rem; color: rgba(255,255,255,0.72); }

@media (max-width: 900px) { .affordability-grid { grid-template-columns: 1fr; gap: 48px; } }
